The Psychology Behind Why You're Still Broke | George Kamel

George Kamel, #1 national bestselling author of Breaking Free from Broke and co-host of The Ramsey Show, reveals the Baby Steps framework, debt snowball method, and SMART Spender framework (Self-awareness, Motive, Affordability, Research, Timing). Covers financial infidelity, lifestyle creep, the doom loop of emotional spending (Dr. Arthur Brooks), buy now pay later dangers (Klarna, 40% cart size increase), prediction markets, the Goldman Sachs finding that 40% of $500K+ earners live paycheck to paycheck, and Ramsey Solutions EveryDollar app.