Ep. 749 Coinbase’s Head of AI Explains the Future of Agentic Finance

In this episode of the Crypto 101 Podcast, Lincoln Murr, Head of AI Product at Coinbase, explains how Coinbase is building financial infrastructure for AI agents. He breaks down X402, a payment standard that allows AI agents to spend money online using crypto rails, especially USDC on Base, without relying on credit cards, subscriptions, or traditional payment workflows. The conversation covers agent wallets, machine-to-machine payments, microtransactions, Coinbase Advisor, agentic trading, premium data access, and why Coinbase wants to become the backbone of the agentic economy. Check out ShipStation and use my code crypto for a great deal: https://www.shipstation.com Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com Check out Quince: https://quince.com/CRYPTO101 Check out Shopify: https://shopify.com/crypto101 Get my #1 altcoin pick for this month. Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916 Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916 Chapters 00:00 Intro 03:45 - How Lincoln got into crypto as a kid 04:45 - Building AgentKit and X402 at Coinbase 06:40 - How X402 lets AI agents pay online 09:05 - Microtransactions and machine-to-machine payments 11:45 - Why legacy payment rails do not work for AI agents 13:15 - AI agents running businesses and DAOs 14:40 - Coinbase Advisor and AI-powered money management 17:10 - Democratizing access to financial advice 22:05 - Agentic trading with Coinbase and Hyperliquid 24:50 - Could AI make markets more fragile? 27:20 - X402 as a marketplace for crypto data 33:10 - USDC, Base, and payment network support 40:50 - Coinbase as the backbone of the agentic economy Subscribe to YouTube for Exclusive Content: https://www.youtube.com/@crypto101podcast?sub_confirmation=1 Follow us on social media for leading-edge crypto updates and trade alerts: https://twitter.com/Crypto101Pod https://instagram.com/crypto_101 *This is NOT financial, tax, or legal advice* Boardwalk Flock LLC. All Rights Reserved ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Fog by DIZARO https://soundcloud.com/dizarofr Creative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZARO Music promoted by Audio Library https://youtu.be/lAfbjt_rmE8 ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Our Sponsors: * Check out Omaha Steaks and use my code BEEF for a great deal: https://www.omahasteaks.com * Check out Quince and use my code quince.com/CRYPTO101 for a great deal: https://www.quince.com * Check out Scribe and use my code scribe.how/CRYPTO101 for a great deal: https://scribe.com * Check out ShipStation: https://www.shipstation.com Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy